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  #1  
Old 15th May 2018, 01:09 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
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Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Insurance Quote Question

Quick question lads. Got quoted 380 from Carole Nash on my '92 750 Honda Nighthawk. Is this the normal quoted value or is there any other recommendations for a cheaper quote. Online quote from Liberty was 750. How that company is still in business is beyond me.

Thanks in advance
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  #2  
Old 15th May 2018, 01:11 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
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Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

This is the same as last year's quote and I'm only back on the bike and have now 1 years no claims bonus. Their original quote was €430 but they reduced it after I rang up about the increase.
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  #3  
Old 15th May 2018, 01:11 PM
discoblade discoblade is offline
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Biker.ie Member No. 37188 from Dublin
49 posts since Apr 2017
Motorbike: R1200GS
Modifications: Akrapovic, r/h clutch
Default Re: Insurance Quote Question

Give Principal a shout 1800 945 950
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  #4  
Old 15th May 2018, 01:33 PM
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sparkykelly69 sparkykelly69 is offline
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Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

Originally Posted by discoblade
Give Principal a shout 1800 945 950
Cheers dude. Totally forgot about them
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  #5  
Old 15th May 2018, 01:43 PM
discoblade discoblade is offline
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Biker.ie Member No. 37188 from Dublin
49 posts since Apr 2017
Motorbike: R1200GS
Modifications: Akrapovic, r/h clutch
Default Re: Insurance Quote Question

Originally Posted by sparkykelly69
Cheers dude. Totally forgot about them
Let us know how you get on...their policy includes free legal cover, proving useful! (don't ask!)
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  #6  
Old 15th May 2018, 04:41 PM
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Sleazy Rider Sleazy Rider is offline
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Biker.ie Member No. 35571 from Dublin
827 posts since Dec 2015
Motorbike: Bimota YB9 SRI
Modifications: Wear and Tear!
Default Re: Insurance Quote Question

With only 1 years ncb that is not a bad quote really.
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  #7  
Old 15th May 2018, 05:02 PM
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Gixxer Gixxer is offline
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Biker.ie Member No. 19392
12,855 posts since Nov 2009
Motorbike: NSU Quickly
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Default Re: Insurance Quote Question

That's a ridiculous price. Mine costs less than €200 for 3 bikes.
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  #8  
Old 15th May 2018, 05:20 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
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Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

Originally Posted by Gixxer
That's a ridiculous price. Mine costs less than 200 for 3 bikes.
Who was that with? I had 5 years ncb before I was off the road for 3 years so it's hard to tell if it's really that bad.
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  #9  
Old 15th May 2018, 05:31 PM
Steve0 Steve0 is offline
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Biker.ie Member No. 37954
15 posts since Feb 2018
Motorbike: F650 Funduro
Default Re: Insurance Quote Question

The Carole Nash policy would be a classic policy.
I'm not sure if Liberty do classic insurance.
Let us know what Principal quote you?
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  #10  
Old 15th May 2018, 05:50 PM
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Confusion Confusion is offline
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Biker.ie Member No. 29619 from Cork City
2,104 posts since Sep 2012
Motorbike: ZZR1100, Bandit 650SA
Default Re: Insurance Quote Question

Originally Posted by sparkykelly69
I had 5 years ncb before I was off the road for 3 years so it's hard to tell if it's really that bad.
No-claims discount is typically around 10% per year with full discount at five years.
You should be paying around half the original premium after five years
of claim-free riding.

It is unfortunate that you let your NCD expire. Most insurers will only give
a discount for policies that expired less than two years ago. I think MCE are the
only exception: http://www.biker.ie/forum/showthread.php?p=3519577

MCE intend to withdraw from the Irish market, although their web site
is still active: https://www.mceinsurance.com/ireland/
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  #11  
Old 15th May 2018, 05:55 PM
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Gixxer Gixxer is offline
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Motorbike: NSU Quickly
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Default Re: Insurance Quote Question

Originally Posted by sparkykelly69
Who was that with? I had 5 years ncb before I was off the road for 3 years so it's hard to tell if it's really that bad.
It's with Principal... but I was taking the piss a bit.
Nobody knows whether or not your quote is good or bad, because nobody knows your age, where you live, whether you have points or previous claims against you, whether the bike is garaged, alarmed... etc.

Phone around the insurance companies and see who is best.
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  #12  
Old 15th May 2018, 07:54 PM
Motomong Motomong is offline
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Biker.ie Member No. 37068 from Dublin
205 posts since Mar 2017
Motorbike: YaMama R6
Modifications: Exhaust, Tail tidy...
Default Re: Insurance Quote Question

Originally Posted by sparkykelly69
How that company is still in business is beyond me.
They're the only ones who'd quote me on an R6, so you can blame me
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  #13  
Old 15th May 2018, 10:53 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
Clubman
Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

Originally Posted by Confusion
No-claims discount is typically around 10% per year with full discount at five years.
You should be paying around half the original premium after five years
of claim-free riding.

It is unfortunate that you let your NCD expire. Most insurers will only give
a discount for policies that expired less than two years ago. I think MCE are the
only exception: http://www.biker.ie/forum/showthread.php?p=3519577

MCE intend to withdraw from the Irish market, although their web site
is still active: https://www.mceinsurance.com/ireland/
Thanks for letting me know.
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  #14  
Old 15th May 2018, 10:54 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
Clubman
Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

Originally Posted by Motomong
They're the only ones who'd quote me on an R6, so you can blame me
That may have been who I was with previously with my R6 before I had to sell it.
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  #15  
Old 15th May 2018, 11:05 PM
D1Dman D1Dman is offline
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Biker.ie Member No. 35312 from Deepsouth
419 posts since Sep 2015
Motorbike: GSXR600k7
Modifications: tiny no plate.
Default Re: Insurance Quote Question

Originally Posted by Gixxer
It's with Principal... but I was taking the piss a bit.
Nobody knows whether or not your quote is good or bad, because nobody knows your age, where you live, whether you have points or previous claims against you, whether the bike is garaged, alarmed... etc.

Phone around the insurance companies and see who is best.
What ?? you taking the piss , cant be true !
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  #16  
Old 16th May 2018, 12:59 AM
N11 EXPRESS's Avatar
N11 EXPRESS N11 EXPRESS is online now
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Biker.ie Member No. 8741 from Cill mhaintain
10,733 posts since Mar 2008
My Motorcycle Pics Motorbike: sp1, crf rally ,z50monkey
Modifications: Yes but no faster
Default Re: Insurance Quote Question

I’m paying 240 for two bikes with principal, 36 with full no claims and bikes garaged.
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  #17  
Old 16th May 2018, 07:38 AM
cracker boy's Avatar
cracker boy cracker boy is offline
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Biker.ie Member No. 33993 from Naas, Co.Kildare
2,003 posts since Oct 2014
My Motorcycle Pics Motorbike: R1200GSA
Modifications: 21st of ballast!!!
Default Re: Insurance Quote Question

Principal now offer an extra on the policy to cover your gear and some other stuff for €50 on top of your regular premium.
My renewal was 299 with this add on.
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  #18  
Old 16th May 2018, 10:11 AM
knightrider knightrider is offline
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Biker.ie Member No. 16858 from dublin
298 posts since Jun 2009
Motorbike: R1 , GSX 1100, FZ1
Modifications: 80's kit
Default Re: Insurance Quote Question

any pictures of the bike? I had one before, smashing machine
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  #19  
Old 16th May 2018, 04:05 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
Clubman
Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

Just got a quote from Principal Insurance for €314. Happy Out with that. Cheers guys for your help
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  #20  
Old 16th May 2018, 04:05 PM
sparkykelly69's Avatar
sparkykelly69 sparkykelly69 is offline
Clubman
Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 15048 from Dublin - The Northside
219 posts since Mar 2009
Motorbike: Honda Nighthawk 750 '92
Default Re: Insurance Quote Question

Originally Posted by knightrider
any pictures of the bike? I had one before, smashing machine
I'll stick one up later when I get home
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