Old 30th December 2019, 05:05 PM #1
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Modest mod and its effect on insurance

When I came back to biking after a few years recently, one of the not-so-welcome novelties I encountered was the massive number of questions I faced when taking out insurance, along with the generally pfo tone of insurers.

With a new bike, I was happy to say that it had no mods and move on to the next part of the interrogation. Now I want to put in this booster plug (https://accessories.hitchcocksmotorcycles.com/41128) with the aim of enriching the fuel mix at low revs. Apparently it gives a smoother performance, without increasing overall power characteristics, as per a full efi unit.

I'm hesitating because I don't know what this will do to my premium, or even if the insurer will refuse to cover me, as they certainly seem to have a take-it-or-leave-it approach.

Does anyone have any experience or knowledge on this?

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Old 30th December 2019, 05:31 PM #2
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Re: Modest mod and its effect on insurance

I had one on a triumph tiger and it never affected my premiums. That's not to say that will be the same in your case unfortunately.
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Old 30th December 2019, 07:12 PM #3
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Re: Modest mod and its effect on insurance

A full system on my s1000rr was enough to say sorry will not insure
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Old 30th December 2019, 08:31 PM #4
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Re: Modest mod and its effect on insurance

If an assessor ever has to look at it he'll have to do a lot of digging to find it that's if he even knows what he is looking for. I wouldn't bother mentioning it. My thinking is if bike is ever written off I can swap out parts before an assessor looks at it and bang them up appropriately.
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Old 30th December 2019, 09:13 PM #5
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Re: Modest mod and its effect on insurance

Originally Posted by seano
If an assessor ever has to look at it he'll have to do a lot of digging to find it that's if he even knows what he is looking for. I wouldn't bother mentioning it. My thinking is if bike is ever written off I can swap out parts before an assessor looks at it and bang them up appropriately.
Well if it's in a smash and its written off you'll need a Gardai report and the bike will be taken to somewhere like gannons yard and held for the insurer to look at. Good luck getting the parts off it in there
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Old 30th December 2019, 09:40 PM #6
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Re: Modest mod and its effect on insurance

Looks like a simple temperature probe.

Throw it in the bin. It'll be just as effective in there.

Last edited by Gixxer; 30th December 2019 at 09:41 PM.
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Old 30th December 2019, 10:11 PM #7
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Re: Modest mod and its effect on insurance

modest mod


as opposed to an immodest mod



Well the second one should be an automatic insurance ban
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Old 30th December 2019, 10:25 PM #8
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Re: Modest mod and its effect on insurance

Originally Posted by blk150
Well if it's in a smash and its written off you'll need a Gardai report and the bike will be taken to somewhere like gannons yard and held for the insurer to look at. Good luck getting the parts off it in there
If the bikes that bad, I've probably got bigger issues than insurance
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Old 30th December 2019, 11:26 PM #9
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Re: Modest mod and its effect on insurance

Originally Posted by Gixxer
Looks like a simple temperature probe.

Throw it in the bin. It'll be just as effective in there.
It's exactly that. Good user reviews so far though.
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Old 31st December 2019, 03:07 AM #10
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Re: Modest mod and its effect on insurance

Originally Posted by phut
It's exactly that. Good user reviews so far though.
Confirmation bias. It's like an audiophile hearing better music because he spent 10 grand on a pair of interconnects. Of course it's going to sound better. If this box cost the price of its components, it would be about 6 or 7 yoyos, At 6 or 7 yoyos, it obviously wouldn't work, but at 150 it would probably work very well.

I'm not saying it does nothing. It obviously enriches the mixture, so it'll be like riding with a little bit of choke, which is always going to be better at low revs, so some might feel like its a worthwhile investment, but it's just glorified snake oil, and, despite their marketing blurb, that temperature sensor is shit. It takes a long time to respond in changes to temperature, which, even if the idea is sound in principal, makes the resulting changes in temperature seen by the ECU erroneous at best.

I'm sure there are plenty of rave reviews about it but I call snake oil... 100%

Last edited by Gixxer; 31st December 2019 at 03:08 AM.
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Old 31st December 2019, 07:37 AM #11
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Re: Modest mod and its effect on insurance

That would be the booster plug by the looks of it. You connect it up to a sensor in the airbox and you put that long bit with the metal tip supposedly in the airflow. Idea being is that it fools the ecu into thinking that its 10 degrees (i think) colder than it actually is and this has the effect of richening the mixture. As said above it is kind of like driving with the choke on. Wont give you any actual power increases but if your fuelling low down is snatchy it might smooth it out.
Obviously a power commander and set up on a dyno is the way to go but thats big bucks. Have tried them in the past and tbh its not worth the money. Doubt if it would have any issue on insurance (its not a nitrous kit or a turbo!) and I wouldnt bother mentioning anything to the insuance company. Some good reviews online alright, take a punt if you want....
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Old 31st December 2019, 11:02 AM #12
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Re: Modest mod and its effect on insurance

I should have been clearer in my aims for this thing. The 'modest' part of it is that it is nothing on a par with a full ECU that will give more power, and in which I'm not particularly interested. It just claims to smooth out the curve on the lower revs before the existing ECU comes in, with no overall effect on performance.
At present, the bike runs lean, apparently to comply with emissions regs. It pops on the overrun (fun!) and can be a bit jerky away from lights. And smoother means safer, so insurers should like it even if they'd never admit it.
Of course, the component is made up of bits that cost pennies, and is way overpriced based on its inputs. But that is the case for much that buy in the consumer age.
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Old 31st December 2019, 07:13 PM #13
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Re: Modest mod and its effect on insurance

Just do what most of us do and answer no to the "any modifications" question....unless the bike is brand new, you're not going to be stripping it down and checking parts with a micrometer, are you? If not, where do you draw the line? Would a new set of non standard handlebar grips compel you to ring your insurer? Good luck with explaining that to Carol of the Nashes......or how about a set of non E marked mirrors? Otherwise we'll end up like ze Germans who can't even put on new tyres/spark plugs which are not "approved" for their particular bike....!
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Old 1st January 2020, 09:28 AM #14
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Re: Modest mod and its effect on insurance

Originally Posted by phut
I should have been clearer in my aims for this thing. The 'modest' part of it is that it is nothing on a par with a full ECU that will give more power, and in which I'm not particularly interested. It just claims to smooth out the curve on the lower revs before the existing ECU comes in, with no overall effect on performance.
At present, the bike runs lean, apparently to comply with emissions regs. It pops on the overrun (fun!) and can be a bit jerky away from lights. And smoother means safer, so insurers should like it even if they'd never admit it.
Of course, the component is made up of bits that cost pennies, and is way overpriced based on its inputs. But that is the case for much that buy in the consumer age.
If its running jerky at low rpms I would take a punt on it as on a previous r1150 beemer I had it worked wonders for in town driving. However if the bike is old I would check valve clearances, throttle body synch, service up to date first...
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Old 1st January 2020, 12:50 PM #15
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Re: Modest mod and its effect on insurance

Originally Posted by Rockster
If its running jerky at low rpms I would take a punt on it as on a previous r1150 beemer I had it worked wonders for in town driving. However if the bike is old I would check valve clearances, throttle body synch, service up to date first...
Bike is new-ish, and the round-town is the issue, so might give it a go.
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Old 1st January 2020, 03:52 PM #16
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Re: Modest mod and its effect on insurance

Could you spend a few more yoyos on either a cable for your ECU, or a (second hand even) power commander for it, plus a trip to a good dyno dude

This will definitely fix your issues, plus squeeze a couple of hp more out.

If you remap the ECU directly instead of the piggy back power commander, the insurance will never know or look I reckon
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Old 3rd January 2020, 10:29 AM #17
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Re: Modest mod and its effect on insurance

Cheers for that. Might go that route once it's out of warranty and I'm less precious about it!
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