Old 27th March 2019, 03:36 PM #31
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Re: So i had a accident....what to do next?

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Originally Posted by Gixxer View Post
I've helped lots of people claim from insurance companies. It's a piece of piss. Outline your claim, send them a bill. It really isn't rocket science, and the only reason there's a waiting game to be played is because 2 solicitors are sat in the pub. One works for the insurance company, one works for the biker, and they both laugh at how long they can drag it out, in order to justify their pitiful existence.

I've dealt with lots of insurance companies, and it's always faster and better to deal with them without a leech as a go-between, but if you don't feel up to the task, then by all means, pay a solicitor.
Agree to an extent(in particular the bit about solicitors knowing each other) however from personal experience(my daughter)if the other party fails to notify his/her insurance then that insurance company will not deal with you or your solicitor. In my daughters case she rang the Garda attending and he couldn't have been nicer. He contacted the other party who not so politely told him to go fuck himself - so the Garda threw the book at the other party who's case ended up before a judge. Not until presented with the case info did the other party insurance pay up - took 16months from accident to insurance payout.
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Old 27th March 2019, 04:07 PM #32
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Re: So i had a accident....what to do next?

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Agree to an extent(in particular the bit about solicitors knowing each other) however from personal experience(my daughter)if the other party fails to notify his/her insurance then that insurance company will not deal with you or your solicitor. In my daughters case she rang the Garda attending and he couldn't have been nicer. He contacted the other party who not so politely told him to go fuck himself - so the Garda threw the book at the other party who's case ended up before a judge. Not until presented with the case info did the other party insurance pay up - took 16months from accident to insurance payout.
So what happened in the mean time, did they have to pay all costs and expenses up themselves. Foot the bill for repair, being out of work with loss of earnings?
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Old 28th March 2019, 09:26 AM #33
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Re: So i had a accident....what to do next?

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So what happened in the mean time, did they have to pay all costs and expenses up themselves. Foot the bill for repair, being out of work with loss of earnings?
My daughters cage while looking bad was drivable however would not pass a NCT(which was due 2 months after repair) so no out of work costs. It was simply the hassle of constantly contacting the other parties insurance company seeking updates and also dealing with my daughters insurance company who loaded her insurance while awaiting for admission of blame. Plus the complete waste of the Garda's time, court etc, etc. All because numbnuts insisted she was right even though road markings and sign posts stated otherwise. Cork people will know the Kinsale road roundabout all too well.
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Old 29th March 2019, 12:19 AM #34
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Re: So i had a accident....what to do next?

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Absolute bullshit. The reason claims take forever is because of solicitors. If you take on the task yourself, it'll be dealt with a lot faster, and you get to keep ALL of the money, instead of giving a massive chunk to a useless cunt of a solicitor.

It's getting like America here, with everyone jumping on the phone to contact the ambulance chaser's hotline
You have too much time on your hands Gicker
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Old 29th March 2019, 12:51 AM #35
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Re: So i had a accident....what to do next?

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You have too much time on your hands Gicker
I'm sorry for having more than one brain cell
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Old 29th March 2019, 02:10 AM #36
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Re: So i had a accident....what to do next?

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I'm sorry for having more than one brain cell
its not having them, its using them that worries people
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Old 29th March 2019, 02:20 AM #37
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Re: So i had a accident....what to do next?

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its not having them, its using them that worries people
It is pretty sad, though, that a lot of people's first thoughts are "Oooooh, I must employ a solicitor!
The world has gone ta fook. People are no longer capable of looking after themselves. They either cling onto mammy's apron strings until they're in their 50s, or pay a solicitor to do mammy's job

I value my time, and if I was an imbecile and didn't know where full stops belonged, I'd probably hire one, too. But for anyone who has managed to tie their own shoe laces, I don't understand why you'd want to pay someone a fortune for something that any 12 year old child should be capable of.
The mind boggles.
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Old 29th March 2019, 08:12 AM #38
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Re: So i had a accident....what to do next?

Book of quantum will give you the full valuation of what is owed due to personal injury. The only way to get more for an injury is if a judge demands it for whatever reason. ie a life long injury not only means you have to live with it, but you are affected in other ways like have to change your career path or something.

While I agree a solicitor isn’t always needed. Sometimes it’s unavoidable. Never represent yourself in court for example. It’s known that judges do not like this and it’ll put you on the back foot straight away

Get well soon op, hope it all works out for you

Link to the good book: https://www.piab.ie/eng/news-publica...ber%202016.pdf
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Old 29th March 2019, 09:32 AM #39
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Re: So i had a accident....what to do next?

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Book of quantum will give you the full valuation of what is owed due to personal injury. The only way to get more for an injury is if a judge demands it for whatever reason. ie a life long injury not only means you have to live with it, but you are affected in other ways like have to change your career path or something.
The 'book of quantum' is routinely ignored by the judges, which is one reason why insurance costs so much here
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Old 29th March 2019, 10:48 AM #40
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Re: So i had a accident....what to do next?

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I'm sorry for having more than one brain cell
that's fine as long as everyone plays ball however if one party simply does not engage with their own insurance party(3rd party inform them of accident yet denied responsibility) then it is an incredibly slow process. Luckily for my daughter the police attended the accident and due to 3rd parties ignorant response the police decide to make an example - still took 18months to resolve.
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Old 29th March 2019, 12:01 PM #41
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Re: So i had a accident....what to do next?

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I value my time.
Hang on there you spent days making “FUCK IT” signs out of plastic.
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Old 29th March 2019, 04:56 PM #42
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Re: So i had a accident....what to do next?

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Hang on there you spent days making “FUCK IT” signs out of plastic.
Exactly!

You should see what I'm making now
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Old 29th March 2019, 05:12 PM #43
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Re: So i had a accident....what to do next?

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Cork people will know the Kinsale road roundabout all too well.
Was it going on straight towards the tunnel by any chance? Get cut up there daily by people in the left lane going right.
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Old 29th March 2019, 09:29 PM #44
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Re: So i had a accident....what to do next?

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That copper must be taking the piss.
Yes and no. Best way to go is get a solicitor to request the info. The GS act as the data collectors, they are obliged to share this info with relevant parties.
Too many Noob cops about at the moment. They haven't a clue. Expect to get asked for an insurance disk any day now.
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Old 30th March 2019, 12:32 PM #45
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Re: So i had a accident....what to do next?

Thanks for your help lads. I went to solicitor just to get some advice because i had no idea what to do next.
In my opinion solicitors are one of the reason why we have to pay so much for our insurance....if i can sort this insurance shit on my own Ill do it.
Anyway i went back to garda station for 5th time. Cop at the counter told me that he cant give me any info about other driver so i asked him if i can speak with another officer.
To my surprise another garda was really helpful and i had all I need in less that five minutes..... so after 7 days and 5 visits to garda station finally i have info about driver that caused accident.
Hopefully thing will start moving from now.
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Old 1st April 2019, 10:00 AM #46
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Re: So i had a accident....what to do next?

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so after 7 days and 5 visits to garda station finally i have info about driver that caused accident.
What a waste of your time, hope it gets sorted quicker than usual.
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Old 1st April 2019, 10:52 AM #47
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Re: So i had a accident....what to do next?

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Thanks for your help lads. I went to solicitor just to get some advice because i had no idea what to do next.
In my opinion solicitors are one of the reason why we have to pay so much for our insurance....if i can sort this insurance shit on my own Ill do it.
Anyway i went back to garda station for 5th time. Cop at the counter told me that he cant give me any info about other driver so i asked him if i can speak with another officer.
To my surprise another garda was really helpful and i had all I need in less that five minutes..... so after 7 days and 5 visits to garda station finally i have info about driver that caused accident.
Hopefully thing will start moving from now.

Glad your getting sorted. Its a bit spectacular that talking to another Garda got you the details you need. Classic case of "some Garda are cunts"
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Old 1st April 2019, 10:55 AM #48
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Re: So i had a accident....what to do next?

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Glad your getting sorted. Its a bit spectacular that talking to another Garda got you the details you need. Classic case of "some Garda are cunts"
All of them are cunts. Some are just worse than others
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