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  #1  
Old 12th March 2019, 05:35 PM
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sub zero sub zero is offline
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Biker.ie Member No. 23845 from carlow
467 posts since Sep 2010
Motorbike: Street Trip, CBR 250
Default Insuring another person on my bike

How's it going lads.

Just wanted to ask a quick question about insurance and putting someone else on your policy.

My brother is coming home from the UK for a few days but has no way of getting around so I said I'd try put him on my bike policy. I rang CN last week just to see if it was possible and they raised no red flags and told me how much it would cost. Fast forward to this evening and rang the fuckers to pay the charge and now they tell me they won't cover him - that he has to be resident here for 6 months of the year!

My question is - is there any of the other insurers that would allow this or do they all have the same attitude?

Thanks
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  #2  
Old 12th March 2019, 07:57 PM
efanton efanton is offline
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Biker.ie Member No. 35658 from North Cork
609 posts since Jan 2016
Motorbike: Suzuki GSX 600F
Default Re: Insuring another person on my bike

Does he have his own motorcycle insurance in the UK?

Might be easier for him to temporarily put your bike on his insurance.
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  #3  
Old 12th March 2019, 07:58 PM
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Biker.ie Member No. 36294 from the big smoke
3,077 posts since Jun 2016
Motorbike: bicycle
Modifications: big belly
Default Re: Insuring another person on my bike

A leap card is a good option
Or a bicycle
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  #4  
Old 12th March 2019, 08:10 PM
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Biker.ie Member No. 23845 from carlow
467 posts since Sep 2010
Motorbike: Street Trip, CBR 250
Default Re: Insuring another person on my bike

Originally Posted by efanton View Post
Does he have his own motorcycle insurance in the UK?

Might be easier for him to temporarily put your bike on his insurance.

Thanks for the reply. No he had to get rid of his bike a while ago so no insurance at the minute unfortunately. It's a pain in the hole really - I don't know what difference it makes if he's resident here or not to be honest.

Do the rest of the insurance companies here have the same rule?
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  #5  
Old 13th March 2019, 08:47 AM
kwackquack kwackquack is online now
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3,732 posts since Jan 2012
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Default Re: Insuring another person on my bike

Can he not just take out a new policy in his own name and cancel within the 2 week period?
Obviously pick a different insurance company than yours and just let him use your address
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  #6  
Old 13th March 2019, 11:40 AM
shanec shanec is online now
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Biker.ie Member No. 4145 from Cork
362 posts since Dec 2006
Motorbike: ZXR400 SP, VFR 800, V50
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Default Re: Insuring another person on my bike

Originally Posted by kwackquack View Post
Can he not just take out a new policy in his own name and cancel within the 2 week period?
Obviously pick a different insurance company than yours and just let him use your address
Won't he have to own the bike to insure it?
Sound like poppy cock but maybe this is the start of the fallout from Brexit. We're all doomed>>>>>>>>>>>
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  #7  
Old 13th March 2019, 02:05 PM
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Motorbike: '07 TDM 900,'00 Cub90, RGV250 (in a box)
Modifications: 900 has a scottoiler/centre stand/high screen/L.E.
Default Re: Insuring another person on my bike

Originally Posted by sub zero View Post
How's it going lads.

Just wanted to ask a quick question about insurance and putting someone else on your policy.

My brother is coming home from the UK for a few days but has no way of getting around so I said I'd try put him on my bike policy. I rang CN last week just to see if it was possible and they raised no red flags and told me how much it would cost. Fast forward to this evening and rang the fuckers to pay the charge and now they tell me they won't cover him - that he has to be resident here for 6 months of the year!

My question is - is there any of the other insurers that would allow this or do they all have the same attitude?

Thanks
Don't know about bike insurance but I had to rent a car last month and found this place to be the cheapest. €28 for a fiesta for a week from Dublin Airport.

https://www.jetcost.ie/car-rental/
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  #8  
Old 13th March 2019, 06:22 PM
me2 me2 is online now
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Biker.ie Member No. 37435 from Blanch
620 posts since Jul 2017
Motorbike: dublin bus
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Default

Originally Posted by shanec View Post
Won't he have to own the bike to insure it?
Sound like poppy cock but maybe this is the start of the fallout from Brexit. We're all doomed>>>>>>>>>>>
Once had cage insurance policy which also insured me on third party owned motorcycles - within given capacity limitations.
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  #9  
Old 14th March 2019, 09:24 AM
shanec shanec is online now
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Biker.ie Member No. 4145 from Cork
362 posts since Dec 2006
Motorbike: ZXR400 SP, VFR 800, V50
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Default Re: Insuring another person on my bike

Originally Posted by me2 View Post
Once had cage insurance policy which also insured me on third party owned motorcycles - within given capacity limitations.
A cage policy that also covers motorcycles? that's new to me.
What company was that?
Did they also insure bikes?
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  #10  
Old 14th March 2019, 09:35 AM
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allsorts&oddjobs allsorts&oddjobs is online now
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Biker.ie Member No. 9980 from west limerick
8,791 posts since May 2008
Motorbike: Heaps, in both senses
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Default Re: Insuring another person on my bike

Originally Posted by sub zero View Post
How's it going lads.

Just wanted to ask a quick question about insurance and putting someone else on your policy.

My brother is coming home from the UK for a few days but has no way of getting around so I said I'd try put him on my bike policy. I rang CN last week just to see if it was possible and they raised no red flags and told me how much it would cost. Fast forward to this evening and rang the fuckers to pay the charge and now they tell me they won't cover him - that he has to be resident here for 6 months of the year!

My question is - is there any of the other insurers that would allow this or do they all have the same attitude?

Thanks
dunno about insurance but maybe look at hiring a bike? about 120euro a day afaik for a royal enfield from sprockets and hubs in Adare.
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  #11  
Old 14th March 2019, 11:34 AM
me2 me2 is online now
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Biker.ie Member No. 37435 from Blanch
620 posts since Jul 2017
Motorbike: dublin bus
Modifications: standard adult fare
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Originally Posted by shanec View Post
A cage policy that also covers motorcycles? that's new to me.
What company was that?
Did they also insure bikes?
Ford Direct were the insurers, Norwich Union were their underwriters.

I had to move when the next cage wasn't a Ford.

Last edited by me2; 14th March 2019 at 11:40 AM.
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  #12  
Old 15th March 2019, 11:39 PM
Taraxius Taraxius is offline
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502 posts since May 2015
Motorbike: AJS JS125, Suzuki GS500
Default Re: Insuring another person on my bike

Originally Posted by shanec View Post
A cage policy that also covers motorcycles? that's new to me.
What company was that?
Did they also insure bikes?
Liberty offer a discount, altho its still considered a second policy
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