Old 17th November 2018, 11:21 AM #481
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Re: Bike Insurance in Ireland -How much do you pay?

Just got a quote from Principal.
2009 Deauville with HISS and ground anchored.
46 year old policy holder.
23 years full licence. Full NCB.(62%)
€250 excess
€271 fully comp.
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Old 17th February 2019, 05:41 PM #482
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by stokesy
27 yrs old, 6 years no claims, 5 years full licence, no penalty points.
2015 1299 Panigale with aftermarket exhaust (Termignoni).

Quotes:
Principal: no quote (bike must be garaged over night)
Carol Nash: no quote (bike must be garaged over night/ 1,815 if garaged)
Liberty: no quote (won't cover bike regardless of age or where it's kept)
MCE: 4,001.69 Full Comp
AXA: 1,364 Full Comp
Thats outrageous considering the year of no claims!?
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Old 17th February 2019, 07:24 PM #483
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Re: Bike Insurance in Ireland -How much do you pay?

61 years young 1 years NCB full licence for the past 30 years have a Keeway Speed 125 08.And a 00 Yamaha R6 insured with the broker is Principle insurance the cover is with Zenith insurance for both bikes 450 euro 3rd party fire&theift.
Happy enough with that.
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Old 21st February 2019, 02:02 PM #484
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Re: Bike Insurance in Ireland -How much do you pay?

27, 3 years NCB, 2012 Tiger 800 XC, bike kept outside in Meath not garaged, CN wanted 660 for my renewal, Got it for 420 with Principal TPFT
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Old 26th February 2019, 05:52 PM #485
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Re: Bike Insurance in Ireland -How much do you pay?

18 years old, A2 Provisional, 0 no claims
- 2004 Suzuki GS500F kept outside

4 out of 5 insurance companies refused to insure unless I was 21 or rode a 250cc,

Went with Carole Nashe for 3800 TP,F and T
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Old 27th April 2019, 11:06 AM #486
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Re: Bike Insurance in Ireland -How much do you pay?

Was with liberty. 245 they quoted this year. 11 years no claims, 99 fazer 600, tpft cover.
Had a bad experience with pricinpal on the phone last year but I said I'd give them a call this year.
208 they came in at. So went with them. Great deal I got. Breakdown cover, drive other bikes etc.
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Old 27th April 2019, 01:25 PM #487
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by ThatIrishGamer
18 years old, A2 Provisional, 0 no claims
- 2004 Suzuki GS500F kept outside

4 out of 5 insurance companies refused to insure unless I was 21 or rode a 250cc,

Went with Carole Nashe for 3800 TP,F and T
What??????
3800e for ins?
Are you for real?
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Old 22nd June 2019, 08:31 PM #488
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47, 1yr NCB, F800st kept on driveway, ground anchor alarm/immobiliser, learner permit.

478 fully comp with Liberty. Principal wouldn't insure. CN wouldn't pick up the fucking phone!
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Old 25th June 2019, 05:34 PM #489
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Re: Bike Insurance in Ireland -How much do you pay?

Got my renewal in from liberty 587 tpft on a k6 gsxr 750. Decided to price around a bit, rang Carole Nash, 878 tpft they quoted me, I laughed and told them I could get it from liberty for 550. The sales member said hang on and I'll check with my product something or other (fancy name for manage), 3 minutes later on hold she comes back and says, good news my manager has approved a discount and we can do that for 532.54 tpft.

While I should have been happy I got a cheaper quote, I was more pissed off that within 3 minutes they were able to knock the guts of 350 off the quote they gave me. Show's no regulation within the insurance industry at all, they just pluck prices from the air.
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Old 25th June 2019, 09:02 PM #490
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Re: Bike Insurance in Ireland -How much do you pay?

56 year old youngster
14 years NCB
Bonneville 865 (Meta alarm) & Honda CBF 250 Both Garaged
Fully Comp with Principle under 287

(change to personal details - diagnosed with type 2 diabetes - no added charge)
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Old 2nd September 2019, 05:50 PM #491
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Re: Bike Insurance in Ireland -How much do you pay?

My renewal is coming up this month and now that I've moved to a gaff with a garage, I was expecting a big drop in renewal cost. Went from 650 with CN to 460.
Shopping about and here were the wild variation in prices:
AXA = 970
Liberty = 780
CN = 460
Principal = 330

WTF, clearly, some do not want business.

I'll compare the CN and Principal option in full and go with the cheapest


Im 39, 12 years NCB and the bike is a 2011 Z1000SX ABS Tourer that I said the value was 8k
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Old 2nd September 2019, 06:43 PM #492
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Re: Bike Insurance in Ireland -How much do you pay?

Max ncb is 5 years don't forget. Means nothing if you have 20 years history, you're capped at a 5 year bonus/discount.
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Old 2nd September 2019, 06:47 PM #493
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by CodeJACK
My renewal is coming up this month and now that I've moved to a gaff with a garage, I was expecting a big drop in renewal cost. Went from 650 with CN to 460.
Shopping about and here were the wild variation in prices:
AXA = 970
Liberty = 780
CN = 460
Principal = 330

WTF, clearly, some do not want business.

I'll compare the CN and Principal option in full and go with the cheapest


Im 39, 12 years NCB and the bike is a 2011 Z1000SX ABS Tourer that I said the value was 8k
ring CN. tell them you got a quote from principal and they will match it or better by a small bit.....i have to play this game with CN every year..
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Old 2nd September 2019, 10:40 PM #494
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by croaker 1000 k1
ring CN. tell them you got a quote from principal and they will match it or better by a small bit.....i have to play this game with CN every year..
Yeah, ill be doing that for sure but is CN better than Principal or vice versa?
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Old 3rd September 2019, 12:58 AM #495
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by Technician
Max ncb is 5 years don't forget. Means nothing if you have 20 years history, you're capped at a 5 year bonus/discount.
Accepted, sure they make the rules.....t'is in the fine print
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Old 3rd September 2019, 05:52 AM #496
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Re: Bike Insurance in Ireland -How much do you pay?

Full licence since may 2019
4 NCB
Gsx 1400 2002
570 with CN
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Old 4th September 2019, 08:02 AM #497
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Re: Bike Insurance in Ireland -How much do you pay?

just paid CN 500 euro for 4 bikes 2 vintage 2 modern, 2018 fatboy and bmw 1000r
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Old 4th September 2019, 04:09 PM #498
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Re: Bike Insurance in Ireland -How much do you pay?

Fuckin heck. Tried to get a quote of principle for a ktm 1290. Will not cover me. No garage.

CN. 710 euro. WTF.

Bike thief's have fucked us all .
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Old 13th September 2019, 06:49 PM #499
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Re: Bike Insurance in Ireland -How much do you pay?

Was looking at a KTM 990 SM up North a 2009 I think and was quoted 600. Was paying 380 for my 09 800 GS... Bonkers !!!

Ended up going for the Versys 650 which was the cheapest on insurance but was still 480 FC. FOR A 650 ???

No claims, 47 yo, Full NCD and driving license, no penalites...

What's going on with insurance in the past few months ???

Some more BS to say yeah higher risk, blablabla. I don't buy it as they lost plenty during the recession and this is a way to recup at our expenses what they lost then. The guy I bought it up North told me he's paying 90 sterling for the insurance... We're being robbed here !!!
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Old 10th December 2019, 05:00 PM #500
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Re: Bike Insurance in Ireland -How much do you pay?

Zzr600E
12 yrs NCB
39
Full license 11 yes
204 tpft with Nash
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Old 11th December 2019, 08:47 AM #501
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Re: Bike Insurance in Ireland -How much do you pay?

'05 BMW1150GS
'18 CRF250 Rally
Full no claims (no claim in 20+ years)
44
Full license
600 tpft with Nash

Insurance rates here are totally fucked
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Old 18th February 2020, 11:36 AM #502
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Re: Bike Insurance in Ireland -How much do you pay?

'18 Honda CMX500
2 years NCB
48
Full Irish
€325 with Principal
€545 with Axa (who Principal use as the underwriters!)
€654 with Carole Nash
€500 with Liberty

How Axa can justify an extra €220 when Principal use them as underwrites baffles me!

Cheers,
/sombaht
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Old 18th February 2020, 01:38 PM #503
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Re: Bike Insurance in Ireland -How much do you pay?

Having a laugh getting quotes at the moment.
20 atm, will be 21 when the renewal is up next March,
Full A licence,
1 year ncb with liberty, 1 year named experience with carole nash who said they would accept as experience last year but this year said they won't.

My renewal with liberty is 458 tpft on a Crf250l with level 2 assessment.

Used to think Carole nash were about the best as they would always quote when no one else would. They quoted me two years ago having just done my test and no ncb for 3000 on a cb500f when no one else would (ended up sticking at 125cc). This year they quoted me 4300 even though I've now been driving longer and with ncb, underwritten by Axa.

Principle quoted me over 1200 again underwritten by Axa, couldn't quote me as I'm under 21 so they put my birthday as yesterday to circumvent this.

Axa would not quote me as their criteria is two years ncb to be insured on the crf...

Here I was thinking I'd be able to move up to something bigger this year, it seems I'll be stuck on smaller bikes again.

I'm assuming it's down to Brexit and they aren't using underwriters from the UK. I said this to the carole nash fella who didn't have a clue and just said they are changing their pricing next month so call back then and it might be cheaper, which I'll believe when I see it.
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Old 18th February 2020, 03:33 PM #504
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Re: Bike Insurance in Ireland -How much do you pay?

330e with CN
Rang principle 380

Garaged
1000rr 04
06 gs1200
Both imobilised.
Full no claims
Kildare
35

Some of you lads are getting raped!
I did pay 3k for a tzr125 when In was 19 though...
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Old 18th February 2020, 06:03 PM #505
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by seano
Having a laugh getting quotes at the moment.
20 atm, will be 21 when the renewal is up next March,
Full A licence,
1 year ncb with liberty, 1 year named experience with carole nash who said they would accept as experience last year but this year said they won't.

My renewal with liberty is 458 tpft on a Crf250l with level 2 assessment.

Used to think Carole nash were about the best as they would always quote when no one else would. They quoted me two years ago having just done my test and no ncb for 3000 on a cb500f when no one else would (ended up sticking at 125cc). This year they quoted me 4300 even though I've now been driving longer and with ncb, underwritten by Axa.

Principle quoted me over 1200 again underwritten by Axa, couldn't quote me as I'm under 21 so they put my birthday as yesterday to circumvent this.

Axa would not quote me as their criteria is two years ncb to be insured on the crf...

Here I was thinking I'd be able to move up to something bigger this year, it seems I'll be stuck on smaller bikes again.

I'm assuming it's down to Brexit and they aren't using underwriters from the UK. I said this to the carole nash fella who didn't have a clue and just said they are changing their pricing next month so call back then and it might be cheaper, which I'll believe when I see it.
Where do you live and do you have a block built secure garage?

If not, then you get quotes like yours.

Im sure there are other excuses they have but the garage makes a difference
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Old 18th February 2020, 06:54 PM #506
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by CodeJACK
Where do you live and do you have a block built secure garage?

If not, then you get quotes like yours.

Im sure there are other excuses they have but the garage makes a difference
I'm as safe as you can get, in country, nearest house is 500m away, in a brick shed, granted I commute everyday and it goes into a private car park, but there'should be no reason for 3 or 4k difference between quotes. Age is what is killing me.
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Old 18th February 2020, 07:35 PM #507
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by seano
I'm as safe as you can get, in country, nearest house is 500m away, in a brick shed, granted I commute everyday and it goes into a private car park, but there'should be no reason for 3 or 4k difference between quotes. Age is what is killing me.
They don't want young fellas so they give wild quotes so you'll fuck off.
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Old 18th February 2020, 08:05 PM #508
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by SoulX
They don't want young fellas so they give wild quotes so you'll fuck off.
And I'll be thick enough to give them the business in a few years if they are more competitive.
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Old 18th February 2020, 08:21 PM #509
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Re: Bike Insurance in Ireland -How much do you pay?

Originally Posted by seano
And I'll be thick enough to give them the business in a few years if they are more competitive.
Consider yourself lucky.When I was your age there was Norwich Union.
They were the only game in town so they'd pull a number out of the sky and that was it.
Pay up or walk.So next time you hear someone shiteing on about the good old days,give him a shlap.
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