bike modifications

[mandzhalas]

do you always inform insurance company about bike modifications?
have new exhaust,indicators,headlight and handlebars done. I wonder if i will ring them,how much will that raise my premium?
p.s exhaust race version,not road legal

[keep 'er lit]

yup, what u done will have done is cosmetic and will do fook all to performance unless u put a full system on. chances are won't effect ur insurance premium
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[mandzhalas]

Originally Posted by keep 'er lit

yup, what u done will have done is cosmetic and will do fook all to performance unless u put a full system on. chances are won't effect ur insurance premium
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theoretically new exhaust can can give few horse power
or take it away

[keep 'er lit]

Originally Posted by mandzhalas

theoretically new exhaust can can give few horse power
or take it away

did u fit full system our just an end can ? an end can will make fook all difference to ur premium. won't make much difference performance wise to a bandit either
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[mandzhalas]

Originally Posted by keep 'er lit

did u fit full system our just an end can ? an end can will make fook all difference to ur premium. won't make much difference performance wise to a bandit either
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can only.
i know it wont make difference performance wise,but im fairly sure insurance company dont.
just like to know people experiences

[Dossy]

Originally Posted by mandzhalas

theoretically new exhaust can can give few horse power
or take it away

Did you De-cat the bike?
Dat wud make a diff even it was just an end can
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[jester83]

why would you ring your insurance company and tell them you have an exhaust thats not legal?

[Chris Gray]

My insurance company told me they no longer are allowed to insure performance mods

But I still told them about them and he said its ok if it was for like fuel consumption savings etc

All bollox but it's on my cert so I don't give a monkeys

[keep 'er lit]

Originally Posted by mandzhalas

can only.
i know it wont make difference performance wise,but im fairly sure insurance company dont.
just like to know people experiences

im with carol nash and told them all i have on bike, the insurance companies will ask has the end can made a difference to performance or not, just answer the question. carol nash allow mods but they need to know so if anything happens bike and it has parts not listed could affect a pay out
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[Punchy]

you can tell the ins co that it is non-performance improving, at least I did
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[bmass]

I'm 90% sure that when I was getting quotes last year a "braking upgrade" mod with quinn (now liberty) on their online system reduced the premium. I have braided lines. Try it and see, maybe.

[Dossy]

Originally Posted by keep 'er lit

im with carol nash and told them all i have on bike, the insurance companies will ask has the end can made a difference to performance or not, just answer the question. carol nash allow mods but they need to know so if anything happens bike and it has parts not listed could affect a pay out
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Cud b wrong now but if u dnt declare wat u hav on the bike and u hav a accident dey can turn around and say u never declared d exhaust etc so ur not covered......??
Not sure but i heard dis b4
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[mandzhalas]

Originally Posted by Gixxer2010

Cud b wrong now but if u dnt declare wat u hav on the bike and u hav a accident dey can turn around and say u never declared d exhaust etc so ur not covered......??
Not sure but i heard dis b4
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exact reason i like to call them

[Slaon]

Tried before when transferring insurance online, system kicked me out saying I'd have to call if I wanted a quote ... So she was stock for a year until I changed insurer and didn't get asked at all

[keep 'er lit]

Originally Posted by keep 'er lit

im with carol nash and told them all i have on bike, the insurance companies will ask has the end can made a difference to performance or not, just answer the question. carol nash allow mods but they need to know so if anything happens bike and it has parts not listed could affect a pay out
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Originally Posted by Gixxer2010

Cud b wrong now but if u dnt declare wat u hav on the bike and u hav a accident dey can turn around and say u never declared d exhaust etc so ur not covered......??
Not sure but i heard dis b4
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Originally Posted by mandzhalas

exact reason i like to call them

thats what i said tell them
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[The talented Chasey Lain]

my whole bike is modded, no point me ringing them up
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[LittleBlackBlade]

I tried to tell a lad on the phone one day I had put a bigger motor in the bike!
he said "ahh sure your in a high bracket as it is that should cover it!"
probably on his way to lunch but hey
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[I polished one off to a dude]

Originally Posted by bmass

I'm 90% sure that when I was getting quotes last year a "braking upgrade" mod with quinn (now liberty) on their online system reduced the premium. I have braided lines. Try it and see, maybe.

what happens if you had brembo, braided lines, ABS etc as stock?
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[Dossy]

Originally Posted by I polished one off to a dude

what happens if you had brembo, braided lines, ABS etc as stock?
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Then its just standard on ur bike and the value of ur bike will reflect this
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[Growler]

Tell them nothin'.