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  #1  
Old 30th June 2018, 02:17 PM
gabriel_pereira gabriel_pereira is offline
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4 posts since Jun 2018
Default First time biker insurance

Decided i want to get myself a motorbike! But I can't decide whether to get an A1 or A2 license, I would like to not pay a fortune on insurance, anyone any info on what the price differences between these categories are? I tried calling insurance companies but none can give me good information, all I got was that the price would depend on whether I had a learners permit or full license no matter what category I was in. Any help would be greatly appreciated.
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  #2  
Old 30th June 2018, 02:41 PM
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Confusion Confusion is offline
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Biker.ie Member No. 29619 from Cork City
2,116 posts since Sep 2012
Motorbike: ZZR1100, Bandit 650SA
Default Re: First time biker insurance

Originally Posted by gabriel_pereira
Decided i want to get myself a motorbike! But I can't decide whether to get an A1 or A2 license.
There isn't really a choice to be made. It is an expensive and time-consuming
process. You need to do the training and test for the highest category available
at your age.

16-18 AM or A1

18+ A2

24+ (or 20+ for progressive access) A


I would like to not pay a fortune on insurance
Some bikes are easier to insure than others.

anyone any info on what the price differences between these categories are?
Yes. A beginner on a machine in a low insurance group can
expect to pay anything from a few hundred euro upwards.

A young learner rider will have great difficulty getting a quote on
sports/super bikes. In some cases, the insurance may cost
more than the bike. 10s of thousands of euro.

I tried calling insurance companies but none can give me good information,
They will need very detailed information before they can give
you a quote.


Any help would be greatly appreciated.
What age are you? Where are you at now? Have you done the
theory test yet?
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  #3  
Old 2nd July 2018, 07:34 PM
gabriel_pereira gabriel_pereira is offline
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4 posts since Jun 2018
Default Re: First time biker insurance

Originally Posted by Confusion
There isn't really a choice to be made. It is an expensive and time-consuming
process. You need to do the training and test for the highest category available
at your age.

16-18 AM or A1

18+ A2

24+ (or 20+ for progressive access) A
Im 20 so I would be able to get the A2 category, the only reason i considered the A1 category was the fact that 125cc motorbikes as far as im aware are really cheap to insure, maintain and run.



A young learner rider will have great difficulty getting a quote on
sports/super bikes. In some cases, the insurance may cost
more than the bike. 10s of thousands of euro.
Im okay with not getting a super bike, i just want something reliable and comfortable to ride since i will be doing a lot of commuting with it to college.

Where are you at now? Have you done the
theory test yet?
I haven't done the htoery test yet.
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  #4  
Old 2nd July 2018, 07:59 PM
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Confusion Confusion is offline
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Biker.ie Member No. 29619 from Cork City
2,116 posts since Sep 2012
Motorbike: ZZR1100, Bandit 650SA
Default Re: First time biker insurance

Originally Posted by gabriel_pereira
Im 20 so I would be able to get the A2 category, the only reason i considered the A1 category was the fact that 125cc motorbikes as far as im aware are really cheap to insure, maintain and run.
Your best option is to do the mandatory training for A2. Once that is out
of the way, you can ride any AM/A1/A2 bike you like.

20 is a good age to start. Do the A2 test as soon as you are ready.
You will have an easy upgrade path to category A once you have
held the A2 full licence for two years.

Im okay with not getting a super bike, i just want something reliable and comfortable to ride since i will be doing a lot of commuting with it to college.
There are lots of options available. It may be easier for a younger rider (18-25)
to get insured on a smaller bike (125-300cc). However, I know a few lads around
your age who managed to get insured on restricted 400-600cc bikes.
Always get a few quotes for insurance before you buy a bike.
It might work out cheaper to get a 400cc bike now. This will save
you the cost of having to hire a bike for the RSA test.

I haven't done the htoery test yet.
That's the first step. Read the book from cover to cover a few times.
With a bit of study, you should get 40 out of 40.
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  #5  
Old 7th July 2018, 02:15 AM
Dave98 Dave98 is offline
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Biker.ie Member No. 37532 from Dun Laoghaire
14 posts since Aug 2017
Motorbike: 2000 Kawasaki ER5
Modifications: N/A
Default Re: First time biker insurance

I'm 20 and got insured on a Kawasaki ER5, Carole and Nash don't care if it's restricted, 700 squids for the year, booked test and should have the full A2 soon has to be restricted for the test though..
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  #6  
Old 7th July 2018, 08:26 AM
Ricerocket Ricerocket is offline
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Biker.ie Member No. 15286 from Kerry
1,645 posts since Apr 2009
Motorbike: Tiger 800xc
Default Re: First time biker insurance

Originally Posted by Dave98
I'm 20 and got insured on a Kawasaki ER5, Carole and Nash don't care if it's restricted, 700 squids for the year, booked test and should have the full A2 soon has to be restricted for the test though..
Alot of insurance companies dont care what u have when they are taking your money. But when u claim its a different story. Becareful
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  #7  
Old 7th July 2018, 11:55 AM
Aidan_m Aidan_m is offline
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Biker.ie Member No. 37318
6 posts since May 2017
Default Re: First time biker insurance

Have a look at http://theory-tester.com
I'm not sure if there is another one for bikes but most of the questions are the same
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  #8  
Old 23rd July 2018, 08:08 PM
gabriel_pereira gabriel_pereira is offline
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Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 38373
4 posts since Jun 2018
Default Re: First time biker insurance

There are lots of options available. It may be easier for a younger rider (18-25)
to get insured on a smaller bike (125-300cc). However, I know a few lads around
your age who managed to get insured on restricted 400-600cc bikes.
Always get a few quotes for insurance before you buy a bike.
It might work out cheaper to get a 400cc bike now. This will save
you the cost of having to hire a bike for the RSA test.
Okay i will shop around and get few quotes then before buying anything!


That's the first step. Read the book from cover to cover a few times.
With a bit of study, you should get 40 out of 40.
Have the test booked now in the next few days, hopefully all goes well !
Thank you for all the information, very helpful!!
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  #9  
Old 23rd July 2018, 08:09 PM
gabriel_pereira gabriel_pereira is offline
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Original Poster of This Thread Topic Starter
 
Biker.ie Member No. 38373
4 posts since Jun 2018
Default Re: First time biker insurance

Originally Posted by Aidan_m
Have a look at http://theory-tester.com
I'm not sure if there is another one for bikes but most of the questions are the same
Yeah i've been using this theory-practice app and the questions are pretty much the same as for the category b, only 1 or 2 new sections
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  #10  
Old 7th August 2018, 02:13 PM
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CollyWogg CollyWogg is offline
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Biker.ie Member No. 6063 from Dublin
398 posts since Jul 2007
Motorbike: Foxeye Fazer, Diavel
Modifications: back box & crash cage
Default Re: First time biker insurance

Originally Posted by Dave98
I'm 20 and got insured on a Kawasaki ER5, Carole and Nash don't care if it's restricted
As has been mentioned by others when having a claim they'll kick your ass, but more importantly if you're only legally entitled to drive it when restricted then your insurance is automatically void by virtue of not holding the correct licence, so you're both riding without insurance and a licence and could be banned for 2 years, well done! Having said that the chances of being pulled by a Garda who knows that minutiae is unlikely. It's up to you to ensure your vehicle meets your license's criteria, it's not your insurer's responsibility, it's yours.

From memory an ER5 is 36kw, where you need it to be 35kw?? Shit buzz...
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