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-   -   Stupid Insurance company's. (http://www.biker.ie/forum/showthread.php?t=245621)

Barbra 11th September 2018 05:48 PM

Stupid Insurance company's.
 
I am insured with carol-Nash on my Keeway Speed 125 and I wanted to upgrade to a real motorbike.So I saw a 1997 BMW 1200RT for €1500 on done deal.I will get a Quote on that me thinks.I have 4 months left on my current policy which has no no-claims bonus.Carol-Nash said they would put the bike on my policy for an extra €50 for the remaining 4 months.I was told by my mechanic they were a costly bike and that a 1997 would start to give trouble so i decided to forget about that bike.I then went on to buy another bike i saw on adverts.A Kawasaki ZZR600 I thought to my self they were going to insure me on a 1200cc so i will have no problem with a 600cc only to find out they won't Insure me at all until the end of the year when I have a year No Claim Bonus.Now im stuck with a bike which I can't Insure
I'm totally going NUTS!

jp biker 11th September 2018 06:06 PM

Re: Stupid Insurance company's.
 
Pain in the whole
Try liberty

Gixxer 11th September 2018 06:11 PM

Re: Stupid Insurance company's.
 
Did you get a quote for the ZZR before you bought it?
If not, you can hardly blame the insurance company.

Barbra 11th September 2018 06:14 PM

Re: Stupid Insurance company's.
 
nobody will give me insurance on that bike without at least 1 years no claims bonus.I think its mad the BMW was a 1200cc and the ZZR is only a 600

N11 EXPRESS 11th September 2018 06:18 PM

Re: Stupid Insurance company's.
 
[quote=Barbra;3551603]nobody will give me insurance on that bike without at least 1 years no claims bonus.I think its mad the BMW was a 1200cc and the ZZR is only a 600[/quote]

That’s like saying they will insure me in a eight liter Massey Ferguson but won’t insure me in a five liter sports cage

Barbra 11th September 2018 06:21 PM

Re: Stupid Insurance company's.
 
[quote=Gixxer;3551602]Did you get a quote for the ZZR before you bought it?
If not, you can hardly blame the insurance company.[/quote]

well, I thought seeing they were going to insure me on a 1200cc a 600 cc wouldn't be a problem. Surely the BMW 1200 is a faster bike than a Kawasaki ZZR 600

nednedned 11th September 2018 06:26 PM

Re: Stupid Insurance company's.
 
[quote=Barbra;3551603]nobody will give me insurance on that bike without at least 1 years no claims bonus.I think its mad the BMW was a 1200cc and the ZZR is only a 600[/quote]


There comparing a wheel barrow to a race bike.:lbhbh: Sure the winters coming and its a whole different ball game.

Barbra 11th September 2018 06:28 PM

Re: Stupid Insurance company's.
 
I suppose I will have to unveil it in December when I will have my one years no claims bonus. Got a really good Quote for €250 for the year from Principal insurance. so carol-Nash can go and ---k themselves.

Barbra 11th September 2018 06:34 PM

Re: Stupid Insurance company's.
 
[quote=nednedned;3551606]There comparing a wheel barrow to a race bike.:lbhbh: Sure the winters coming and its a whole different ball game.[/quote]
Give me a break im only a novice i thought you guys would have some sympathy for me

allsorts&oddjobs 11th September 2018 06:40 PM

Re: Stupid Insurance company's.
 
As a mate of mine used to say, sympathy comes between shit and syphillis in the dictionary, welcome to the real world, always get a quote before you buy a bike, unless youre ancient like me lol, the beemer is a big old thumper of a thing not usually associated with speed freaks, guess what the zzr is?

Barbra 11th September 2018 06:45 PM

Re: Stupid Insurance company's.
 
[quote=allsorts&oddjobs;3551609]As a mate of mine used to say, sympathy comes between shit and syphilis in the dictionary, welcome to the real world, always get a quote before you buy a bike, unless you're ancient like me lol, the beemer is a big old thumper of a thing not usually associated with speed freaks, guess what the zzr is?[/quote]
well, I'm no young one and have had a Full Bike license since 1979.

allsorts&oddjobs 11th September 2018 06:52 PM

Re: Stupid Insurance company's.
 
Oops, my bad, just lack of bonus so, thought you were a young wan starting out, good luck with it anyway.

Dandy Mott 11th September 2018 06:52 PM

Re: Stupid Insurance company's.
 
[quote=Barbra;3551608]Give me a break im only a novice i thought you guys would have some sympathy for me[/quote]

Sympathy? You must be new around here :lbhbh:

Barbra 11th September 2018 06:55 PM

Re: Stupid Insurance company's.
 
[quote=allsorts&oddjobs;3551612]Oops, my bad, just lack of bonus so, though you were a young wan starting out, good luck with it anyway.[/quote]

yes, I had a CBR 1000F for about 5 years 10 years ago but that counts for nothing as you lose your no claims after 4 years.

Phatty McFatt 11th September 2018 07:53 PM

Re: Stupid Insurance company's.
 
It sucks donkey balls, but to them you're the same as me- a noob moving on to a bigger bike. Whatever rules they have, they're out of touch with reality. Try ringing again, maybe you get a different salesman. It's stupid, I mean i moved on to a bike with 4x the bhp of my previous one and insurance is cheaper than it was on the 125 (my 1 yr NCB is only valid in 2 weeks from now). But in your case yeah, they see you moving from a 125 to a spaceship. [B][U]Try going the restricted way[/U][/B]. Surely a fella around here would do the job and paperwork for ye

Caffeine 11th September 2018 07:54 PM

Re: Stupid Insurance company's.
 
So the insurance for your busa should naturally be less than your VTX1800?

Phatty McFatt 11th September 2018 07:59 PM

Re: Stupid Insurance company's.
 
Once again, have it restricted/get a cert saying it's restricted, same as the lads going for A2.

Gixxer 11th September 2018 09:00 PM

Re: Stupid Insurance company's.
 
[quote=Barbra;3551605]well, I thought seeing they were going to insure me on a 1200cc a 600 cc wouldn't be a problem. [B][U]Surely the BMW 1200 is a faster bike than a Kawasaki ZZR 600[/U][/B][/quote]
There aren't enough of these in the smiley box>>> :lbhbh::lbhbh::lbhbh::lbhbh::lbhbh::lbhbh::lbhbh::lbhbh:
Just as an example... a 1200cc Harley Davidson has about the same power as an egg whisk. It's not about CCs :thumbsup2:

kwackquack 11th September 2018 09:47 PM

Re: Stupid Insurance company's.
 
[quote=Dandy Mott;3551613]Sympathy? You must be new around here :lbhbh:[/quote]

LOL.. That's what I was about to reply :lbhbh:

oroura25 11th September 2018 10:08 PM

Re: Stupid Insurance company's.
 
Try MCE. They renewed my policy recently. I'm sure they'll insure you on that!


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